I haven't had insurance and have been suffering from eczema (inside of my arms, random patches on my leg) for the past year now. Finally I've found something that's actually been working for me: DERMAREST Eczema Medicated lotion. I found it at CVS for $10 and have been slathering it on my arms every chance I get for the past week. They have gotten smoother, the redness is GONE, and so is the itchiness.
I decided to get it after reading the reviews about it on drugstore.com. Check it out here, it's worth a shot:
Buy Dermarest Eczema Medicated Lotion Online at drugstore.com
On top of that, drink more water and stay away from perfumey lotions/soaps.