I honestly have gotten HQ (in cream form) in my eyes more than once lol, but I wear contacts.
Either way I have kids and I don't need them getting that in their eye. In the bin it goes! I wouldn't be able to forgive myself.
But --- for you, they might mean the powder itself moreso than it being in a lotion. Like I said I can't count how many times I've gotten carowhite or something else in my eyes and nothing happened. I even recently got MQ in my eyes (very minor stinging).
You'll have to use some kind of lightener. I have darker circles around my eyes because I don't use something on my eyes enough