Try using Eucerin or Uremol instead of cetaphil for your eczema. Both are very good.
I agree, poison Ivy, that beauty can be found in all skin tones (hair textures & colours etc) BUT I also support a well-balanced psychologically stable adult's right to choose how they want to look whether that is pale, tan or dark, blonde brunette or red etc.
In some cultures, dark women have an extremely rough ride: both from the surrounding culture & within their families. A few tones of colour can change their destiny. This is not an exaggeration. Thank goodness, here in the west, this is not the case to anywhere near this extreme. It is typically people who are within the 'ideal' tone within their culture who advise against lightening & say people should just 'embrace' their colour. Aishwarya Rai in India is a good example. She epitomizes her country's beauty standards. It is easy for her to advocate acceptance since if she accepts her natural tome, her country will fawn over her. The very dark woman who does the same may face ostracism from her family & have great difficulty finding a husband or gainful employment. They get typecast as 'untouchables'. For many people, lightening is more than a cosmetic preference & this needs to be respected too. YES, those culture's 'values' need revamping in a big way BUT these beliefs are thousands of years old & won't go away overnight.
Those of us in The West have the luxury of making it a simple esthetic choice (like a tan for a white person). I am lightening my skin from what was Jermaine Jackson's deep red/brown in Jan to a tanned 'Hispanic-type' golden tone. My red undertone will make me more likely to be rosewood toned but I don't mind that either. I am NOT looking to 'turn white'. The only people looking to 'turn white' are caucasian members who have too many (for their liking) freckles, melasma, hyperpigmentation or sun damage. These members ARE naturally white & pale like you & are seeking to restore what nature gave them. Even if someone here who was brown wanted to turn white, providing they are not mentally unbalanced & they believe it would better flatter their features, then why not -IF they can do it safely.