hi and welcome betlegurl61, trying to look younger or better is never a waste of time- perhaps somethings we try may be a waste of money but not always! These poeple on this site are a veritable fountain of knowledge, that I'm sure won't take long for you to appreciate.
Hi, I've seen many young looking 60+. But it takes a lot of maintenance and eating right food & drink a lot of water and exercising. I do believe if you can afford it at least once a mth go for facial is a must (unless you can do proper cleasing, mask etc etc at home on your own) plus daily you must pamper your skin with the proper skin care. Oh yes, use sunscreen when you go out,too.
If you've dry skin you must hydrate it. To me dry skin tends to give your face more fine lines compared to oily skin. What do you think?