the second link, you got it right. But for the first time, you want HQ 4% Metalite not Skinlite with mometasone furoate, go back to the drop down choices and pick hydroquinone under generic or Metalite
What I would do if I were you was apply your creams to the darkened areas only until they are the same colour as the rest of your skin, and then you can start to apply all over. This is what Ondine did. It may take a little while to see changes but when you do it is very exciting! Follow the regime and you'll have the beautiful even-toned skin you want before you know it!